A Milli

For the the last Action Project for my senior STEAM course, Economics: Risking Value, I was given a scenario where I was gifted an amount of money that was growing in an saving account for 18 years. In this scenario, my guardian angel left me $49128.87. With that money, I had to invest in companies I believed in, and hopefully make a good amount of money off of them. I’ve learned a lot during this course that I will carry on with me in my lifetime. I learned about investing, compounding money, and how to save money and time more effectively. What I struggled with was finding companies to invest in. How I overcame that problem was researching, and thinking about companies I like; and use on a daily basis. I enjoyed this term and can’t wait for the other Senior STEAM courses. I hope you enjoy my project:

My guardian angel gifted me with $49128.87. With that money I’m going to invest companies I believe will benefit me within 25 years. My plan is down below:

1-year goal: I want to reach $5,000 in my savings. That money can go towards college. I want to save more than I spend. 

5-year goal: I’ll be 23 years old. Hopefully I’ll be done with college. I want to have $30,000 in savings and that will go towards paying off college debt. 

25-year goal: I’ll be 43 years old I would want $100,000 in savings hopefully a little more saved. My college debt would be paid off, I will be living happily, and I can go traveling.

I value profit-driven companies, but I also like companies that are passionate. They set goals and try their hardest to meet that goal. I also value environment-friendly companies that want to improve the world and really make an effort to do that. I want to invest in companies that have a constant flow of money coming in. If I invest in companies that are stable, there is a higher change I can make a lot of money because the same amount of money would keep coming in, and not make a huge drop. Disney and Apple have a huge amount of money, and hopefully that will keep happening. 

The first company I chose to invest in is Walt Disney Corporation. Disney is a Entertainment stock. They bring quality movies, music and stage plays to consumers throughout the world. The mission of The Walt Disney Company is to be one of the world’s leading producers and providers of entertainment and information. I’ve been watching Disney since I was a little girl. They have some of my favorite cartoons and TV shows. It would be great to invest in a company that I love. I think Disney is going to make a great amount of money with the Star Wars series and all the other movies that they will be releasing at the end of this year and next year.

Disney Stock Price. 2016. Via Google.

The second company I picked is Apple. Apple is an innovative stock. Apple has historically been a growth stock meaning it was constantly on the rise. Apple hit its all time high at 134.54 in May of 2015. It is now a safe assumption to say Apple is a value stock. I picked Apple because their price number has been stable. They’re changing the world with brilliant ideas. I think both companies can continue to grow and come up with even better ideas and projects to give to the world.

Apple Stock Price. 2016. Via Google.

My first year, I will invest in Disney 50% and Apple 50%. The ROI for Disney is 12.5%, and Apple’s ROI is 24%. My ROI for investing in both companies for the first year is 18.25% Working towards my 1 year goal, I will invest $4, 228. 

Created by JV Pie Chart, 2016. 

For my 5 year plan, I want to invest in Disney 75% and 25% for Apple. My ROI would be 15.375% The 5 year in investing I will spend $14,676. 

Created by JV Pie Chart, 2016. 

For my 25 year goal I will invest the same proportions as I did in my five year goal. 75% for Disney, 25% for Apple. The amount I invested would be $26,753.87. If my plans play out right, all my money will get compounded. I will end up with $955,380.689 in return. That is a great amount of money! Both companies I picked are investment vehicles. They bring in huge amounts of money and, lucky for me, I think I choose the right companies. My money will be compounding over the years that’s why I will end up with a little under a million dollars. The amount seed money I was given, turned into a huge of amount of money and that shows what investing can do. 

Created by JV Pie Chart, 2016. 

 I know my plan sounds a little risky, but according to the Rutgers University’s Risk Tolerance Quiz, I have average/moderate tolerance risk. I’m willing to take these chances. 

Created by JV, 2016. 

Overall I enjoyed doing this project, and seeing how much money I would make in investments. I think my plan worked out really well!

Citations:

"Walt Disney." csimarket.com. N.P. N.D. Web. 27 Oct, 2016.

"Apple."csimarket.com.N.P. N.D. Web. 27 Oct, 2016.

"Investment Risk Tolerance Quiz."njaes.rutgers.edu. Grable, J. E., & Lytton, R. H. 1999. Web. 14 Oct, 2016. 

Blast From The Past

The second Action Project in my Journalism class, was to produce a podcast to tell a story of a voice important to the 20th century. We also had to interview someone and ask them why they think that person/ band was important to them. I chose to New Kids On The Block, and I interviewed my mom. This Action Project was very time consuming. It took me 3 days to complete this Action Project. What I enjoyed was interviewing my mom and her telling me why she liked the band so much. What I struggled with was editing and managing my time. I over came those challenges by pushing myself and getting my work done. Overall I enjoyed completing this project. I Hope you enjoy!